What Happens When a Car Loan Does Not Go Through?

[briensmith]

You may have stopped by the dealership at the end of the month to purchase the vehicle, which is usually when dealers are most pressed to sell vehicles. The dealer may believe he can find a lender for you based on a review of your credit, money down, loan term flexibility or stated affordability. Even though you signed what you believed to be a real bank contract, the paperwork is simply printed out from the dealer's computer onto the bank's form. A vehicle loan isn't actually completed until the lending bank receives the contract and funds the dealership for the cash amount of your loan.

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